# Amanah Disclaimers

Source human page: https://amanah.finance/disclaimers

This machine-readable page is derived from Amanah's existing public disclaimers page.

## Human Rights Risk Scores Are Opinions, Not Facts

Amanah's public disclaimer states that Human Rights Risk Scores represent Amanah Finance's AI-assisted opinions derived from analysis of publicly available data.

They are not:

- Factual findings.
- Legal judgments.
- Official human rights certifications.
- Determinations of wrongdoing.
- Investment advice.
- Grounds for legal action without independent verification and legal counsel.

Amanah Finance states that it is not a human rights body, NGO, legal firm, regulatory authority, or investigative agency.

## Educational Purpose

The methodologies described on the website are based on publicly available official documentation and are for educational and informational purposes only.

They do not constitute:

- Investment advice.
- Shariah compliance certification.
- Official index methodology endorsement.
- Financial planning services.
- Legal or regulatory guidance.

## Non-Affiliation

The public disclaimer states that the website is not affiliated with, endorsed by, or licensed by MSCI Inc., S&P Dow Jones Indices, FTSE Russell, AAOIFI, Securities Commission Malaysia, Financial Services Authority (OJK) Indonesia, Meezan Bank Limited, or any other index provider or regulatory authority.

## Verification

Amanah says users should verify all information by consulting:

- Official methodology documents.
- Qualified Islamic financial advisors.
- Official index providers and regulatory authorities.
- Current regulatory filings and updates.

## Data Currency

The public disclaimer states that information on the website is current as of May 2026. Methodologies and human rights data may change over time. Amanah says it updates quarterly, and official methodology documents remain the authoritative source.

## What Amanah Is Not

The disclaimer states Amanah is not:

- Officially endorsed by any index provider.
- A Shariah advisor or certification body.
- A financial advisor.
- Creating its own screening standards.
- Redistributing official index constituent lists.
- A human rights certification body.

## Human Rights Risk Score Limitations

The disclaimer states that Human Rights Risk Scores are compiled from publicly available sources including news articles, NGO reports, corporate filings, regulatory documents, and court records.

Amanah states that it does not independently verify allegations, investigate claims, or conduct primary human rights research.

The scores reflect Amanah's AI-assisted methodology and represent opinions only, not factual findings, legal determinations, or official human rights certifications.

The disclaimer says confidence levels matter:

- High confidence can relate to court verdict or regulatory penalty.
- Medium confidence can relate to active investigation.
- Low confidence can relate to a single news report.

Lower-confidence allegations may be false, misleading, or out of context. All categories may contain errors or may be successfully contested by the company.

## Separate From Shariah Screening

The disclaimer states that human rights risk assessment is independent from Shariah compliance screening.

A company can pass all Shariah criteria but receive a high Human Rights Risk Score, or fail Shariah screening because its core business is non-compliant while having comparatively stronger human rights practices.

## Political Non-Endorsement

Amanah states that it does not endorse, support, fund, affiliate with, or recommend any political movement, political party, campaign, advocacy organization, boycott initiative, sanctions regime, government policy, or geopolitical position.

Human Rights Risk Scores are for informational and ethical screening purposes only and are not political endorsements.

## Contact

The public disclaimer lists:

- Platform support: support@amanah.finance
- Legal and Human Rights Risk Score concerns: legal@amanah.finance